How Much More Will You Pay for Health Insurance in 2026?
Enhanced ACA subsidies expired. Millions face higher premiums — or lose coverage entirely. Find out your impact in 60 seconds.
Calculate My Impact22M+
Americans Lost Enhanced Subsidies
2×
Premiums Doubled for Millions
400%
FPL — The Subsidy Cliff Is Back
Free Tools & Guides to Navigate the Subsidy Cliff
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Subsidy Calculator
See exactly how much more you'll pay in 2026 with our free calculator.
📉Subsidy Cliff Explainer
Understand the 400% FPL cliff and why premiums are skyrocketing.
💡Income Strategies
Legal ways to lower your MAGI and keep your ACA subsidies.
💼Self-Employed Guide
Special strategies for freelancers and business owners.
🏖️Early Retirees Guide
Navigate health insurance costs before Medicare at 65.
🗺️State-by-State Guides
Find your state's exchange, Medicaid status, and premium estimates.
Stay Informed on ACA Changes
Get updates when Congress acts on subsidies, open enrollment dates, and new cost-saving strategies.
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